Buying tattoo and piercing insurance? Here’s what to keep in mind (without the boring bits!)
Posted: October 20, 2025 at 4:36 pm
Whether you’re a seasoned tattoo artist or a body piercer setting up shop for the first time, insurance probably isn’t the part you’re most excited about.
But it is one of the most important protections for your business. Here’s a simple guide to help you understand the essentials—without the jargon.
Why Insurance Isn’t Just a “Nice-to-Have”
Tattooing and piercing are creative, personal—and sometimes risky—services. From allergic reactions to equipment mishaps, things can go wrong. Insurance is your safety net protecting your business, your clients, and your peace of mind.
What to Look For in a Policy
- Public Liability Insurance – Covers injury or damage claims, such as slips in your studio. Many local authorities won’t issue a licence without it.
- Treatment Risk Cover – Protects you if a client suffers infection, scarring or similar outcomes from a procedure.
- Equipment & Contents Insurance – Tattoo machines, chairs and jewellery stock can be expensive. This protects against loss or damage—both in your studio and on the road.
- Mobile & Convention Cover – If you attend events or travel for work, make sure you’re covered away from your studio.
Bonus Tips Before You Buy
- Check licensing requirements in your area—coverage can be tailored to meet regulations.
- Bundle smart – Combining cover types can often save you money.
- Know the exclusions – Some policies limit age ranges or exclude specific piercings.
- Consider add-ons – Cosmetic tattooing, apprentices, and students may need extra cover.
Final Thoughts
Insurance might not be as exciting as your next tattoo design, but it’s the quiet hero of your business. The right policy lets you focus on your craft, knowing you’re protected if something goes wrong. Choose a provider who truly understands the industry—not just the paperwork.
Here at Tattoo Insure, the tattoo and piercing industry is our priority. Our team is always happy to help ensure you have the right cover for your business.
Monday – Friday: 9am – 5pm
Call: 01604 615411 or 01604 615427
Email: info@tattooinsure.co.uk
