No Such Thing as a Stupid Question: Tattoo Insure’s Approach to Insurance
Posted: January 2, 2026 at 12:01 pm
If there’s one phrase we hear time and time again in the tattoo and piercing industry, it’s this:
“This might sound like a stupid question…”
Let’s clear that up right now there is no such thing as a stupid question, especially when it comes to protecting your business, your clients, and your reputation.
At Tattoo Insure, you’re not talking to a faceless call centre or a scripted sales team. You’re speaking to real people people who understand how studios work, who talk to artists every day, and who know that everyone’s journey into tattooing and piercing is different.
We’re not here to judge your experience level, critique your setup, or talk down to you.
Our job is simple:
To help you understand your insurance — without jargon, without pressure, and without confusion.
We’re Here to Help, Not to Lecture
If it’s your first time applying for tattoo or piercing insurance, it can feel overwhelming. Policies, exclusions, treatment risk, cover limits… it’s a lot.
And most insurance documents don’t help — they’re full of legal-speak and technical wording that doesn’t feel like it was written for real people working in real studios.
That’s where we come in.
Over the years, we’ve helped thousands of tattooists, piercers, SMP artists, and studio owners from first-year apprentices to long-established studios.
So if you ever feel unsure, anxious, or worried you’re “asking too much”…
We won’t bat an eyelid — we’re here to guide you.
We’ll make sure:
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Your documentation arrives quickly
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Everything is explained clearly
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And every question — big or small — is answered with patience and respect
Because insurance shouldn’t be intimidating it should give you confidence.
Prefer Talking Over Reading? No Problem.
Not everyone enjoys reading paperwork and that’s absolutely fine.
If you’d rather talk things through, just tell us. We can:
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Walk you through your quotation step-by-step
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Explain exactly what’s covered (and what isn’t)
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Speak with a friend, partner, or studio manager if you’d like support
We want the process to feel easy, human, and stress-free not like you’re being tested or judged.
“I Don’t Understand What That Means…” — And That’s Okay
This is another phrase we hear often and we genuinely welcome it.
Insurance uses terms you’d never use in everyday studio life, so it’s completely normal not to understand everything straight away.
That’s why we’ve created a simple Glossary of Insurance Terms to help explain the basics in plain English. And if anything still isn’t clear?
Just ask. We’ll explain it again differently until it makes sense.
Your understanding matters more than ticking a box.
Bottom Line: Ask the Questions. All of Them.
Whether you’re a freelance artist, a first-time studio owner, a body piercer expanding your services, or a convention-based artist…
If something doesn’t feel clear — ask.
If you’re unsure what a term means — ask.
If you’re worried a question sounds basic — ask anyway.
Because the more you understand your cover, the more confident you’ll feel running your business and that’s exactly what we’re here for.
Tattoo Insure exists to make insurance clearer, simpler, and genuinely supportive for people working in the tattoo and piercing industry.
Common Questions Artists Ask When Buying Tattoo & Piercing Insurance
Here are some of the most frequent questions we get from artists, piercers, apprentices, and studio owners:
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Do I need my own insurance if I’m a guest artist or chair renter?
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Is treatment risk automatically included or do I need to add it?
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Am I covered if I work at conventions or other studios?
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What experience do I need before I’m eligible for cover?
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Can I add new services later (like SMP, microblading, or fine-line work)?
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Does my policy cover laser or piercing as well as tattooing?
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What happens if a client makes a claim against me?
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Do I need separate cover if I’m mobile instead of studio-based?
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Can I pay monthly instead of upfront?
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What happens if I make a mistake on my application?
If any of those are on your mind you’re already asking the right questions.
And we’re here to answer them (and we also recommend that you check out our FAQ page)
You Don’t Have to Figure It Out Alone
Insurance shouldn’t be confusing, intimidating, or something you feel embarrassed to ask about.
We’re here to make sure you feel:
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Confident
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Informed
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Supported
Because protecting your work and your clients should never feel like a mystery.
