Buying tattoo and piercing insurance? Here’s what to keep in mind (without the boring bits!)
Posted: October 20, 2025 at 4:36 pm
Whether you’re a seasoned Tattoo Artist or a body piercer setting up shop for the first time, insurance might not be the part that you’re most thrilled about.
But it is one of the most important things to have in place for your business. Here’s a guide to help you navigate the essentials without the jargon overload.
Why insurance isn’t just a “Nice-to-Have”
Tattooing and piercing are creative, personal, and let’s be honest here, sometimes risky services to offer the public. From allergic reactions to equipment mishaps, things can go sideways. Insurance is your safety net, protecting your business, your clients, and your peace of mind.
What should you be looking for in a policy?
- Public Liability Insurance This one’s non-negotiable. It covers you if a client claims injury or damage—say, a slip in your studio. Many local authorities won’t even issue a license without it.
- Treatment Risk Cover Tattooing and piercing involve needles, skin, and healing. If a client experiences an infection or scarring, this cover helps protect you from legal and financial fallout.
- Equipment and contents Insurance Your contents aren’t cheap. This covers loss or damage to your machines, chairs, jewellery stock, and can be extended to cover you whether in your studio or on the road.
- Mobile and convention coverage If you travel for work or attend conventions, make sure your policy covers you outside your studio. Not all do, so double-check.
Bonus Tips Before You Buy
- Check licensing requirements in your area, we can tailor policies to meet local authority standards.
- Bundle smart: We can offer packages that combine multiple types of cover at a better rate.
- Read the fine print: Look out for exclusions (like age limits for clients or types of piercings not covered).
- Ask about add-ons: Cosmetic tattooing, apprentices, or student coverage might need extra protection.
Final Thoughts
Insurance might not be as exciting as your next tattoo design, but it’s the quiet hero of your business. A good policy lets you focus on your craft, knowing you’re covered if things go wrong. So, take a little time, ask questions, and choose a provider who understands the industry—not just the paperwork.
Here at Tattoo Insure, we’re passionate about the tattoo and piercing industry, which is why we make it our primary focus. Our team are always happy to answer questions and help you ensure that you have the right Insurance cover in place for your business.
We’re open on Monday to Friday, from 9am until 5pm.
You can call us on 01604 615411 or 01604 615427
E-mail over on info@tattooinsure.co.uk or obtain a no obligation quotation by following the link below.
If you’d like to follow over on social media, we’re on Instagram & Facebook.
