The risks of trading without Insurance…

Posted: July 8, 2025 at 5:10 pm

No matter the size of your studio, operating without insurance opens the door to expensive legal and financial consequences. Here’s why it’s a risk that simply isn’t worth taking.

The Hidden Costs of Being Uninsured

1. Legal Penalties — Mandatory cover such as employers’ liability insurance is required by law. Without it, your business could face fines and prosecution.
2. Full Financial Liability — If something goes wrong and a claim is made, every legal and compensation cost falls on you.
3. Business Shutdown Risks — No business interruption cover = lost income + possible closure after an incident.
4. Damage to Reputation — Clients and suppliers are less likely to trust a business without proper protection.
5. Contract Barriers — Many landlords, councils and partners require proof of insurance to work with you.
6. Employee Safety Issues — Without the correct worker cover, injuries can lead to costly disputes and loss of trust.

Your tattoo or piercing business deserves protection that keeps you working with confidence. Getting insured is simpler — and usually more affordable — than dealing with the fallout of a claim.