While not always a legal requirement, most councils require appropriate insurance as part of their licensing conditions. Even where it’s not mandatory, insurance is strongly recommended to protect your business from claims related to injury, infection, property damage, or allergic reactions.

Our bespoke Tattoo policies can cover you for the following:

• Public liability: Covers injury or damage claims from clients or visitors.
• Treatment risk: Covers complications from tattooing or infections.
• Contents insurance: Protects your equipment from loss or damage.
• Work away cover: For conventions or mobile setups.

Yes — Treatment risk can be included with limits from £50,000, £100,000 or £250,000. This covers injuries or infections that may occur during or after tattoo procedures.

Note – If you choose to remove treatment risk, you will NOT be covered.

Premiums start from £159.00 for £2 million public liability cover (Excluding treatment risk). The exact cost depends on your setup, services, and location.

Not necessarily. Tattoo Insure offers policies that include work away cover, which protects you while working at conventions or other UK based studios.

Most studios need a combination of:

• Public Liability
• Treatment Risk Cover
• Professional Indemnity
• Contents/Equipment Cover
• Employers’ Liability (if you employ staff or apprentices)

Usually, yes. Freelancers, chair renters, and guest artists are typically responsible for their own treatment-risk and public-liability insurance unless the studio specifically extends their policy to you.

Contents and equipment cover can extended to include:

• Tattoo machines
• Needles, inks, and disposable supplies
• Piercing tools
• Furniture and workstations
• Sterilisation equipment
• Jewellery and aftercare products

Yes — if you employ staff, even part-time or apprentices, you are legally required to have employers’ liability cover included on your policy.

Our policies are bespoke, but as a minimum requirement we ask for at least 3 months of active studio experience and for you to hold a full licence. Certain services, such as Laser Tattoo Removal or IPL, require a minimum of 2 years’ experience along with the relevant qualifications.

For Tattooing, Fine Line Tattooing, Piercing and SMPU, comprehensive training courses may be accepted subject to insurer approval.

Yes — Tattoo Insure offers cover for body piercing, Laser and semi-permanent makeup, though some procedures (like genital piercing) may require extra info for approval.

Yes — Providing you have the relative experience within the industry, we can extend policies to provide Insurance cover for Fine Line Tattooing.

Providing you have all the relative qualifications/or experience and no pending claims, we can include body piercing, semi-permanent make up or microblading at no extra cost.

Tattoo Insure will guide you through the claims process to make it as quick and stress-free as possible. Their UK-based team handles claims directly.

If you believe you may have a potential claim, please contact our office as a matter of urgency. We can record the details on your file as an ‘Incident That May Give Rise to a Claim.’ We also recommend that you fully document the circumstances and retain as much information about the situation as possible.

No – Our policies cannot be backdated to cover previous work provided.

Tattoo Insure policies can include cover for the following:

• Legal fees
• Compensation to the client (depending on the circumstances)
• Medical costs
• Settlements
• Your lost income (depending on the policy levels of cover)

Potentially yes. Claims can possibly be rejected if:

• Licensing requirements aren’t met
• Sterilisation/autoclave records are missing
• Consent forms aren’t used
• Age restrictions aren’t followed
• Contaminated equipment is used

Our Insurers will expect studios to follow official health and safety standards.

Insurers may request:

• A list of services offered
• Proof of licensing/registration
• Training and qualification details
• Hygiene and sterilisation protocols
• Consent/waiver forms
• Inventory of equipment

Yes – We are happy to communicate via e-mail; however, you will need to validate your information, and we will not accept credit/debit card numbers via e-mail.

At Tattoo Insure, we believe there’s no such thing as a silly question. If you need any further assistance, please contact our team — we’re always happy to talk through the finer details with you.

Yes — But we will require them to proceed only with your express information and this authorization must usually include: Your full name and policy number, the name of the person allowed to speak for you and what information we can share.

Yes — monthly payments are available. Tattoo Insure allows you to spread the cost, unlike some other providers. Our team will be able to guide you through the options that we can provide for you.

We will contact you within 7 days of any missed or defaulted payment. We encourage you to work with us to discuss alternative payment options if needed. Please note that failing to respond or contact us may result in your policy being cancelled.

In most cases, we aim to send policy documentation within an hour. Please note that our office is closed on weekends and bank holidays, so during busier periods it may take up to 24 hours. Rest assured, we always treat the issuing of documentation as a priority.

Tattoo Insure offer cancellation with pro-rata refunds, but this varies. Check whether your policy has: Cancellation fees, Minimum terms and Premium Finance Requirements.

Notify us by phone, email, letter or via our website and we will guide you through the process of changing or updating your policy. Please do not assume that your change has been made until you receive written confirmation from us.

You can obtain an immediate online quotation now — click ‘Get A Quote’. Alternatively you can contact us by phone (01604 615427), email (quote@tattooinsure.co.uk) or via our website and we’ll get you a quote in minutes.

Yes, Tattoo Insure and Insurance World are both trading styles of David Roberts and Partners.

Here at Tattoo Insure we’re experts in arranging tailored insurance for your trade. With access to our exclusive tattoo scheme, we offer more choice, broader cover, and competitive pricing. Let us take care of your insurance — saving you time, money, and hassle.

Tattoo Insure is a trading name of David Roberts and Partners and is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 305036. Our permitted business is arranging general insurance contracts.

To help prevent fraud, we will always validate information we hold on file before asking for bank details to complete an insurance purchase. We will also offer payment via secure link or BACS if preferred.

If unsure, you can always call us back on 01604 615427 to confirm.

Tattoo Insure will never ask for passwords, usernames, or sensitive personal information.

Our opening times are Monday to Friday (excluding bank holidays), from 9am until 5pm. You can reach us at 01604 615427 or email info@tattooinsure.co.uk.